Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.